Question: Historical fiction from mid 90's (could be Avon); orange cover - HELP!

Asked by hopehud on Mon 02, Nov 2009 12:42pm :

Looking for a romance novel that I read back in the later 90's (probably
sometime between 1996-1998).

The book itself had an orange cover, but typical romance pose - swooning
female, handsome man.

I think the story itself took place at the end of the Civil War. 
Basically, boy/girl fall in love, there is some sort of misunderstanding. 
Boy goes off to fight in war; believed to be killed, but I think is really
injured and for a short time, suffers from amnesia.

The only real sticking detail is that the villan of the story (who is
enamored by the heroine) has a penchant for sadism and has a collection of
adult "toys".  I believe at the end of the story said villain kidnapps
heroine and hero finally saves her.

I've tried Book Sleuth on Romantic Times as well as tried several searches
and have been unable to find this one, so any help is appreciated.

Thanks!